CurrencyRate
Dollar (USD/BRL)$1.04
Euro (EUR/BRL)$1.18

Source: AwesomeAPI — rates as of 10/5/2026

Weekly Financial Market Summary (September 28 to October 5, 2026)

1. Dollar and Euro: how did they behave this week?

This week the dollar closed at $1.04 and the euro at $1.18. There is no intraday variation or percentage change data, so the focus remains on how these prices hold in the context of rising domestic interest rates. The fact that both currencies remain at stable levels indicates that the market is still digesting the high central bank base rate, which makes local credit more expensive and attracts investors seeking returns in local currency. For those with expenses in foreign currency — travel, online shopping, or overseas investments — the message is caution: conversion costs remain high, and as long as the interest rate stays high, pressure on the local currency tends to persist.

2. Central Bank Base Rate and its impact on investments

The benchmark interest rate — central bank base rate at 13.75% per year — continues to be the main gauge of Brazilian monetary policy. Such a high level has two clear effects on our investments:

  1. Attractive fixed income – Government bonds and CDs that track the central bank base rate offer returns above the historical average. For those seeking security, this is a good time to build or reinforce a fixed-income portfolio, especially in instruments with daily liquidity or short maturities, which allow taking advantage of potential rate changes without being locked into long terms.

  2. Opportunity cost for variable income – The high cost of money leads many companies to see their financing costs rise, which can pressure profits and, consequently, stocks. Investors who prefer the stock market need to stay alert to the interest rate environment, choosing sectors less dependent on expensive credit (such as utilities or basic consumption) or seeking companies with strong cash reserves.

3. Practical tip for the individual investor

Use a multi-currency tracking app. If you have investments in dollars, euros, or other foreign assets, or still plan to make international purchases, it’s worth centralizing everything in a single tool. FinMoovi allows you to record your positions in different currencies, track exchange rates in real time (like the dollar at $1.04 and the euro at $1.18), and still generate alerts when the price exceeds the limit you set. This way, you avoid surprises when converting funds and can decide the best moment to buy or sell, always based on your goals and not impulsive reactions to the market.

4. What to watch next week?

  • Foreign policy decisions – Although we cannot cite numbers, keep an eye on the meetings of the Federal Reserve, the European Central Bank, and the Bank of England. Changes in their rates can influence capital flows and, indirectly, the quotation of the local currency.

  • Inflation indicators – The consumer price index accumulated over 12 months is at 4.22%. Any data signaling acceleration or deceleration of inflation can shift investors’ perception of the need to keep the central bank base rate at elevated levels.

  • Domestic economic activity data – Reports on industrial production, retail sales, or consumer confidence are useful to understand whether the economy is managing to grow even with high interest rates. A scenario of robust growth could ease pressure on the rate, while weakness could keep the central bank base rate firm.

  • Currency movements – Keep tracking the dollar and the euro. If unexpected volatility occurs, FinMoovi can be an ally to react quickly, adjusting your positions or protecting your purchasing power.

In summary, the week was marked by a dollar at $1.04 and a euro at $1.18, while the central bank base rate remains at 13.75% per year, sustaining an environment of attractive fixed income and high credit costs. Use tools like FinMoovi to maintain control of your finances across different currencies and stay alert to inflation indicators and external monetary policy decisions to prepare for next week. Happy reading and happy investing!

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