In September 2026 the cost of living rose 0.82 % according to the overall IPCA, reflecting a price increase accumulated over the last 12 months of 4.58 %. This rise, although it looks small, already weighs on the monthly family budget.
IPCA for September by expense group
| Expense group | Monthly change | 12-month accumulated |
|---|---|---|
| Overall index (IPCA) | 0.82% | 4.58% |
| Food and beverages | 0.83% | 4.66% |
| Housing | 2.31% | 4.22% |
| Household articles | 0.27% | 2.08% |
| Apparel | 0.71% | 3.34% |
| Transportation | 0.89% | 3.94% |
| Health and personal care | 0.08% | 5.75% |
| Personal expenses | 0.26% | 5.90% |
| Education | 0.04% | 5.95% |
| Communication | 0.64% | 2.79% |
Exchange rates at the close of September
| Currency | Month close |
|---|---|
| Dollar (USD/BRL) | R$ 4.99 |
| Euro (EUR/BRL) | R$ 5.57 |
Sources: IPCA/IBGE (change by expense group) and AwesomeAPI month-close exchange rates. Editorial index produced by FinMoovi.
Highlights of the month
Housing leads the increase
With a 2.31 % rise for the month, the housing sector was the biggest gainer, making rents, condo fees and energy bills more expensive, which means less money for leisure or savings in the Brazilian household.
Health and personal care records the smallest rise
A variation of only 0.08 % in health shows that medicines and appointments stayed almost stable, easing one of the most critical items for the family budget.
How to protect yourself
- Review your monthly plan using the Calculadora de Orçamento and adjust categories that have gone up, such as housing.
- Reassess your emergency reserve with the Calculadora de Reserva de Emergência to ensure sufficient coverage.
- If you need to buy imported products, check the current dollar and euro rates on the Conversor de Moedas.
- Consider allocating part of your savings to investments that outpace inflation with the Simulador de Investimento.
Frequently Asked Questions
How much did the overall IPCA rise in September 2026?
The overall index (IPCA) recorded a rise of 0.82 % for the month.
Which category had the biggest increase?
Housing was the biggest gainer, with a 2.31 % rise in September.
Which sector showed the smallest variation?
Health and personal care had the smallest increase, just 0.08 %.
How does a 0.82 % rise affect my budget?
Even an increase below 1 % can reduce purchasing power, requiring adjustments to fixed expenses and the emergency reserve.
Want to see how inflation hits YOUR budget? Try FinMoovi free for 7 days — in 5 minutes you’ll have a clear view of where your money is going.
Note: this is an evolving editorial index — future editions may add new breakdowns and public sources.
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