Understanding Fixed Bills
You probably have a list of fixed bills that you need to pay every month, such as rent, internet, TV, and phone services, as well as water and electricity bills. These expenses can consume a large part of your salary, which can range from R$3,000 to R$8,000, depending on your profession and location. It’s essential to understand that many of these bills can be negotiated to obtain significant discounts.
For example, if you pay R$150 per month for a TV and internet package, and you manage to negotiate a 10% discount, you can save R$15 per month. This may not seem like much, but over the course of a year, you can save R$180. Practical tip: Always ask to speak with a supervisor or manager when negotiating with a service company, as they have more power to offer discounts.
Preparing for Negotiation
Before starting to negotiate, it’s crucial that you have a clear idea of what you’re currently paying and what you’d like to pay. Make a list of all your fixed bills and the amounts you pay for them. Then, research online to find out the current prices for these services and any special offers that are available.
For example, if you’re paying R$100 per month for a phone bill, and you discover that the same company is offering an identical plan for R$80 per month for new customers, you can use this information to negotiate a discount. Remember that the key to a successful negotiation is knowing what you’re asking for and being prepared to justify why you deserve a discount.

Negotiation Techniques
There are several techniques you can use to negotiate discounts on fixed bills. One of them is the “meet-in-the-middle” technique. This means offering to pay an intermediate value between what you’re currently paying and what the company is asking for. For example, if you’re paying R$120 per month for an internet bill, and the company is asking for R$150 per month, you can offer to pay R$135 per month.
Another technique is the “competition” technique. This means researching the prices of competitors and using that information to negotiate a discount. For example, if you’re paying R$200 per month for a TV and internet bill, and you discover that a competitor is offering an identical plan for R$180 per month, you can use this information to negotiate a discount.

Negotiation Examples
Here are some examples of how you can negotiate discounts on fixed bills:
- Phone bill: “I’m currently paying R$100 per month for my phone bill, but I saw that you’re offering an identical plan for R$80 per month for new customers. Can I get a discount to pay R$90 per month?”
- Internet bill: “I’m currently paying R$120 per month for my internet bill, but I saw that a competitor is offering an identical plan for R$100 per month. Can I get a discount to pay R$110 per month?”
- TV bill: “I’m currently paying R$150 per month for my TV bill, but I saw that you’re offering an identical plan for R$120 per month for new customers. Can I get a discount to pay R$130 per month?”
Start Today
Now that you know how to negotiate discounts on fixed bills, it’s time to start saving money. Remember that negotiation is a skill that can be developed with practice, so don’t be afraid to try. Practical tip: Always keep a record of your negotiations, including the values you paid before and after the negotiation, to help monitor your savings.
The next step is yours. [Test FinMoovi for free for 7 days](https://finmoovi.com) and discover where your money is really going.
Comentários
Comentários serão ativados em breve. Volte depois!
Comentários via GitHub Discussions. Faça login com sua conta GitHub para participar.