What is Financial Bargain Hunting?
Financial Bargain Hunting is the practice of buying products at a discount at the end of the business day at street markets, bakeries, and supermarkets. Merchants prefer to sell cheaply rather than throwing products away. You can save 30-70% on fresh food.
How does it work?
- Street markets: go during the last 30 minutes. Street vendors offer discounts of 50%+
- Bakeries: bread and cakes from the previous day with 50% discount
- Supermarkets: products near expiration with 30-50% off
- Bargain hunting apps: Too Good To Go, Comida Invisível
How much can you save
| Without bargain hunting | With bargain hunting | Savings |
|---|---|---|
| R$ 800/month at the market | R$ 400/month | R$ 400/month |
| R$ 200/month on bread | R$ 100/month | R$ 100/month |
| Total annual | R$ 6,000 |
Practical tips
- Go to the market after 12pm (Saturday) or 5pm (weekdays)
- Bring your own bags and change
- Be friendly with the vendors (negotiation is about relationships)
- Freeze what you won’t use immediately
- Team up with neighbors to buy in bulk
Bargain hunting + financial control
Record your savings on FinMoovi. Create a category “Bargain Hunting Savings” and see how much you’re saving per month. This money can go directly into investments, such as CDI, ETF, or CDB, and help you reach your financial goals, like beating IPCA inflation, or paying less IOF, and using PIX for free transactions, all while having a safety net with FGC, and investing on B3.